The NFC CELLINK solution by Cellum is a world innovation. It combines the mobile technologies of the 21st century and eliminates the roadblocks of the NFC environment (top-up, checking, offline-online). This solution unifies the advantages of both proximity and remote payments, turning your mobile device into a mobile terminal and virtual safe, whilst operating as a cashier serving the needs of the NFC card.
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It merges the simplicity and usability of an NFC card with the on-line capabilities of an NFC-enabled cell phone
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The device creates a “data-bridge” between the central balance handler and the card
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The application is “technology-agnostic”: it does not depend on third party technology or a domain (bank or MNO), although it can also be introduced to the market in partnership with them
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The card and app issuers are located in the centre of the ecosystem
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The balance stored on the card can be used or topped-up by any handsets with NFC capability
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The solution is highly secure as the key-management is independent from the handset itself, which is a popular target for hackers and thieves.