Our innovative financial and technical solutions allow reaching existing and potential market segments through new and efficient channels.

Use our mobile payment services and expand your activities to areas where cash payment has had no alternative so far. The new approach results in higher turnover on your existing merchant partners’ accounts and helps you acquire new partners.

The easy payment method urges clients to spend more, resulting in more financial transactions on their accounts. The new and user-friendly payment service attracts new clients and helps retain existing accounts.

Cellum is the ideal partner for you because:

• we have over 10 years of experience in the field of mobile payments
   
• the software, developed by our staff and ready to be implemented, required over 200 engineer years for completion
   
• we provide the opportunity to extend your business/service to areas where mobile online shopping is only in the early stages of development
   
• our developments and applications, e.g. SMS, SIM toolkit, smartphone applications, cover the full range of mobile devices. We can fully integrate banking systems onto mobile devices
   
• our services allow you offering your clients P2P, bill payment, top-up, m-commerce, card-free ATM services
   
• our mobile payment solutions are fully integrated into the accounting system of the bank (e.g. FlexCube) and integration of card accepting networks is PCI-DSS audited (BASE-24, BIC-ISO)
   

Implementation of our mobile payment system takes, on average, only a few months and requires minimal IT expenditure.